New Month new entry Just post it for fun

Payment system. Actualy I really can't uderstand why paypal be the top place in payment system.
1. need credit card verify, it's really dangerous when somebody broke our paypal account and use our credit card
2. Paypal not friendly system for Asia, as I know credit card in asia always sucks much money from the user and credit card totaly useless. So no money no credit card.
3. Paypal charge more higher and the transcation seem so complex.